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Terms of Service

This Terms of Use Agreement (the 'Agreement') and our Privacy Policy, which is hereby incorporated by reference, governs your use of SparkPlan.AI products and services 'SparkPlan.AI' or the 'Service'); SparkPlan.AI provides crypto focused information and education from SparkPlan.AI ('we' or 'us'). By accessing or using the products, services, website and software provided through or in connection with SparkPlan.AI, you signify that you have read, understood, and agree to be bound by this Agreement and our current Privacy Policy, whether or not you are a registered member. If you do not agree to any of these terms or any future Terms of Use, you may not use or access (or continue to access) the Service.

Changes to the Agreement

We may change the terms of this Agreement at any time and without prior notice. If we do this, we will post the changes to this page and indicate at the top of the page the date the Agreement was last revised. You can access this document at any time by selecting the Terms of Use link located at the bottom of website on the SparkPlan.AI web site. Your use of SparkPlan.AI after changes are made to this Agreement means that you agree to be bound by such changes. As our business changes constantly, this Agreement, our Privacy Policy, and other pertinent company policies may change also. You should check our web site frequently to see recent changes.

Legal Disclaimer

THE SERVICES ARE PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS. USE OF THE SERVICES IS AT YOUR OWN RISK. TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, THE SERVICES ARE PROVIDED WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT. NO ADVICE OR INFORMATION, WHETHER ORAL OR WRITTEN, OBTAINED BY YOU FROM SPARKPLAN.AI OR THROUGH THE SERVICES WILL CREATE ANY WARRANTY NOT EXPRESSLY STATED HEREIN. WITHOUT LIMITING THE FOREGOING, SPARKPLAN.AI, ITS SUBSIDIARIES, ITS AFFILIATES, AND ITS LICENSORS DO NOT WARRANT THAT THE CONTENT IS ACCURATE, RELIABLE OR CORRECT; THAT THE SERVICES WILL MEET YOUR REQUIREMENTS; THAT THE SERVICES WILL BE AVAILABLE AT ANY PARTICULAR TIME OR LOCATION, UNINTERRUPTED OR SECURE; THAT ANY DEFECTS OR ERRORS WILL BE CORRECTED; OR THAT THE SERVICES ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. ANY CONTENT RESULTING FROM, OR DOWNLOADED OR OTHERWISE OBTAINED THROUGH, THE USE OF THE SERVICES IS DOWNLOADED AND USED AT YOUR OWN RISK AND YOU WILL BE SOLELY RESPONSIBLE FOR ANY LIABILITY ARISING THEREFROM TO THE EXTENT NOT EXPRESSLY SET FORTH OTHERWISE HEREIN, INCLUDING ANY DAMAGE TO YOUR COMPUTER SYSTEM OR MOBILE DEVICE OR LOSS OF DATA THAT RESULTS FROM SUCH DOWNLOAD OR YOUR USE OF THE SERVICES.

FURTHER, SPARKPLAN.AI DOES NOT WARRANT, ENDORSE, GUARANTEE, OR ASSUME RESPONSIBILITY FOR ANY PRODUCT OR SERVICE ADVERTISED OR OFFERED BY A THIRD PARTY THROUGH THE SERVICES OR ANY HYPERLINKED WEBSITE OR SERVICE, AND SPARKPLAN.AI WILL NOT BE A PARTY TO OR IN ANY WAY MONITOR ANY TRANSACTION BETWEEN YOU AND THIRD-PARTY PROVIDERS OF PRODUCTS OR SERVICES.

FEDERAL LAW, SOME STATES, PROVINCES AND OTHER JURISDICTIONS DO NOT ALLOW THE EXCLUSION AND LIMITATIONS OF CERTAIN IMPLIED WARRANTIES, SO THE ABOVE EXCLUSIONS MAY NOT APPLY TO YOU. THIS AGREEMENT GIVES YOU SPECIFIC LEGAL RIGHTS, AND YOU MAY ALSO HAVE OTHER RIGHTS WHICH VARY FROM STATE TO STATE. THE DISCLAIMERS AND EXCLUSIONS UNDER THIS AGREEMENT WILL NOT APPLY TO THE EXTENT PROHIBITED BY APPLICABLE LAW.

Registration

In order to access certain features of the Service, you will have to become a member of SparkPlan.AI by subscribing and creating a SparkPlan.AI account. When you create your account, you must provide accurate and complete information, and keep that information up to date. You are solely responsible for maintaining the confidentiality of your user name and password and for any and all activities (including purchases) that are conducted through your account. You may never use another user's account without permission.

By providing SparkPlan.AI your email address you consent to our using the email address to send you Service-related notices, including any notice required by law, in lieu of written communication by postal mail. You may unsubscribe to certain email communications at any time. We may also use your email address to send you other messages, including changes to SparkPlan.AI features and special offers. If you do not want to receive such email messages, you may opt out and unsubscribe at any time.

Privacy

We store or keep very limited data on our members. Registration data and other information about you are subject to our Privacy Policy.

Fees and Payments

• For subscribers to SparkPlan.AI subscription services only, you agree to pay the recurring subscription fees and any other charges (including any applicable taxes) at the rates in effect when the charges were incurred. We will bill all charges automatically to your credit card. Subscription fees will be billed at the beginning of your subscription or any renewal. Annual fees and charges for subscription services, and monthly fees once billed, are nonrefundable (subject to applicable law).We may change the fees and charges then in effect, or add new fees or charges, by giving you notice in advance. If you want to use a different credit card or there is a change in credit card validity or expiration date, or if you want to change your service, or change or update any other relevant account information, you may do so by clicking your account page link located within your profile settings of the dashboard page when you are logged in.
• SparkPlan.AI will automatically bill you according to your subscription choice upon completion of the registration form and checkout page. No refunds will be processed for any reason due to the nature of content and immediate use of SparkPlan.AI platform.
• Your subscription will renew automatically at the beginning of each subscription period (monthly or annually), unless you terminate it. You can cancel your subscription at any time by logging into your account page at the top right of the dashboard screen. Cancellations take effect as of your next billing date, which is noted on the profile settings page. As previously stated, fees cannot be refunded or prorated. You must cancel your subscription before it renews in order to avoid billing of subscription fees for the renewal term to your credit card.

User Content

Some areas of the Service may allow users to post feedback, comments, questions, and other information ('User Content'). You are solely responsible for your User Content that you upload, publish, display, link to or otherwise make available (hereinafter, 'post') on the Service, and you agree that we are only acting as a passive conduit for your online distribution and publication of your User Content. By posting any User Content on the Service, you expressly grant, and you represent and warrant that you have a right to grant, to SparkPlan.AI a royalty-free, sub licensable, transferable, perpetual, irrevocable, non-exclusive, worldwide license to use, reproduce, modify, publish, list information regarding, edit, translate, distribute, publicly perform, publicly display, and make derivative works of all such User Content and your name, voice, and/or likeness as contained in your User Content, in whole or in part, and in any form, media or technology, whether now known or hereafter developed for use in connection with the Service.

You agree not to post User Content that: (i) may create a risk of harm, loss, physical or mental injury, emotional distress, death, disability, disfigurement, or physical or mental illness to you, to any other person, or to any animal; (ii) may create a risk of any other loss or damage to any person or property; (iii) may constitute or contribute to a crime or tort; (iv) contains any information or content that we deem to be unlawful, harmful, abusive, racially or ethnically offensive, defamatory, infringing, invasive of personal privacy or publicity rights, harassing, humiliating to other people (publicly or otherwise), libelous, threatening, or otherwise objectionable; (v) contains any information or content that is illegal; (vi) contains any information or content that you do not have a right to make available under any law or under contractual or fiduciary relationships, including without limitation material, non-public information about companies that you are not authorized to disclose; (vii) contains any information or content that you know is not correct and current; or (viii) contains advertisements, solicitations, chain letters, pyramid schemes, investment opportunities, or other unsolicited commercial communication (except as otherwise expressly permitted by us). You agree that any User Content that you post does not and will not violate third-party rights of any kind, including without limitation any Intellectual Property Rights (as defined below), rights of publicity and privacy. SparkPlan.AI reserves the right, but is not obligated, to reject and/or remove any User Content that SparkPlan.AI believes, in its sole discretion, violates these provisions.

For the purposes of this Agreement, 'Intellectual Property Rights' means all patent rights, copyright rights, mask work rights, moral rights, rights of publicity, trademark, trade dress and service mark rights, goodwill, trade secret rights and other intellectual property rights as may now exist or hereafter come into existence, and all applications therefore and registrations, renewals and extensions thereof, under the laws of any state, country, territory or other jurisdiction.

SparkPlan.AI take no responsibility and assume no liability for any User Content that you or any other Users or third parties post or send over the Service. You understand and agree that any loss or damage of any kind that occurs as a result of the use of any User Content that you send, upload, download, stream, post, transmit, display, or otherwise make available or access through your use of the Service, is solely your responsibility. SparkPlan.AI is not responsible for any public display or misuse of your User Content. You understand and acknowledge that you may be exposed to User Content that is inaccurate, offensive, indecent, or objectionable, and you agree that SparkPlan.AI shall not be liable for any damages you allege to incur as a result of such User Content

You are solely responsible for your interactions with other SparkPlan.AI users. We reserve the right, but have no obligation, to monitor disputes between you and other users

Limitations on Use

• Access to the subscriber areas of SparkPlan.AI is solely limited to the registered subscriber and is non-transferable to any third party. Only one individual may access SparkPlan.AI at the same time using the same user name or password, unless otherwise expressly permitted in writing by SparkPlan.AI
• The content available through SparkPlan.AI, including, without limitation, software, images, text, graphics, illustrations, logos, patents, trademarks, service marks, copyrights, photographs, audio, videos and music (the 'Content'), and all Intellectual Property Rights related thereto, is our property or the property of our licensors and is protected by copyright and other intellectual property laws. You may display or print the Content for your personal, non-commercial use only. Subject to the terms and conditions of this Agreement, you are hereby granted a non-exclusive, limited, personal license to use the Service. SparkPlan.AI reserves all rights not expressly granted herein in the Service and its Content. SparkPlan.AI may terminate this license at any time for any reason or no reason.

You agree not to sell, publish, license, rent, modify, distribute, copy, reproduce, transmit, retransmit, publicly display, publicly perform, adapt, edit, create derivative works from, or otherwise provide access to the Content to anyone, including, but not limited to your fellow employees, friends or family.

• You agree not to create abstracts from, scrape, frame, or display headlines from our Content for use on another web site or service. You agree not to post any Content from SparkPlan.AI to newsgroups, Discord, Telegram, Social media, mail lists or electronic bulletin boards, without our written consent.
• You agree not to use SparkPlan.AI for any unlawful purpose. We reserve the right to terminate or restrict your access to SparkPlan.AI at any time and without notice if, in our opinion, your use of SparkPlan.AI may violate any laws, infringe upon another person's rights or violate the terms of this Agreement. Also, we may refuse to grant you a user name that impersonates someone else, is protected by trademark or other proprietary right law, or is vulgar or otherwise offensive. Any termination will not lead to any refund nor prorated refund.

Code of Conduct

While using any SparkPlan.AI product or service, you agree not to:

Restrict or inhibit any other visitor or member from using any SparkPlan.AI product or service, including, without limitation, by means of 'hacking' or 'cracking' or defacing any portion of the SparkPlan.AI web site;

Use any SparkPlan.AI product or service for any unlawful purpose;

Express or imply that any statements you make are endorsed by us, without our prior written consent;

Engage in spamming;

Transmit any software or other materials that contain any virus, worm, time bomb, Trojan horse, or other harmful or disruptive component;

Modify, adapt, sublicense, translate, sell, reverse engineer, decompile or disassemble any portion of any of SparkPlan.AI web site;

Remove any copyright, trademark, or other proprietary rights notices contained in the SparkPlan.AI web site;

'Frame' or 'mirror' any part of SparkPlan.AI web site without our prior written authorization;

Use any robot, spider, site search/retrieval application, or other manual or automatic device or process to retrieve, index, 'data mine,' or in any way reproduce or circumvent the navigational structure or presentation of any SparkPlan.AI product or service or its contents;

Harvest or collect information about visitors to or members of SparkPlan.AI without their express consent; or

Permit anyone without an account or subscription to use any SparkPlan.AI product or service through your subscription, user name or password.

While using SparkPlan.AI products or services you agree to comply with all applicable laws, rules and regulations.

Additional Representations and Warranties

You shall be solely responsible for your own User Content and the consequences of posting or publishing it. In connection with User Content, you affirm, represent and warrant, in addition to the other representations and warranties in this Agreement, the following:

• You are at least 18 years of age, or if you are under 18 years of age you are either an emancipated minor, or possess legal parental or guardian consent, and are fully able and competent to enter into the terms, conditions, obligations, affirmations, representations, and warranties set forth in this Agreement, and to abide by and comply with this Agreement.
• You have the written consent of each and every identifiable natural person in the User Content to use such person’s name or likeness in the manner